Development finance calculator: your scheme, priced live.
Enter your GDV, total project cost and the facility you need. See LTGDV, LTC, interest modelled on a realistic staged drawdown profile and the full fee stack, instantly and without giving us a single contact detail.
What the calculator shows you
Development pricing confuses people for one reason: interest accrues on the drawn balance, not the facility. A £5m facility drawn progressively over an 18 month build does not cost anything like the headline rate applied to £5m. Our calculator models a staged drawdown profile at roughly 60% average utilisation, which is what real schemes look like, so the interest figure you see is realistic rather than frightening.
You also get both leverage measures live: LTGDV (facility against end value, capped around 70%) and LTC (facility against total cost, capped around 85%). Whichever cap bites first sets your maximum facility, and the calculator shows you which one is binding on your numbers. For what the terms mean in practice, read the development finance guide.
From model to terms
Press apply and your inputs and quote attach to the application automatically. We test the scheme against the whole market and issue lender backed indicative terms within 24 hours. If mezzanine would improve the structure, we price the combined stack at the same time.
A note on the GDV you enter
The gross development value entered here should be the figure a valuer would support on completion, not the sum of individual unit asking prices. On multi unit schemes valuers commonly apply an aggregate or single lot view where the lender's exit is a block disposal, and lenders may test leverage against a restricted marketing period figure as well.
It is worth pressure testing the GDV assumption before relying on any output. The full valuations guide →