Property finance in Ireland.
Ireland has the most developed short-term lending market outside the UK — active domestic specialists, a recent bank re-entrant, and the reassurance of common law and familiar security concepts. We arrange bridging, development and investment facilities there for corporate and SPV borrowers.
By Dominic Whitecross, Co-Founder, HyLend. For corporate and SPV borrowers.
How lending works in Ireland
Of all the markets outside the UK, Ireland is the most familiar. It has an active and reviving short-term market served by domestic specialists and a bank re-entrant, and it runs on common law with security concepts close to the UK's — which makes structuring, and enforcement, markedly more straightforward than in much of continental Europe.
That familiarity means a wider range of deals is genuinely placeable, and often at more competitive minimums than the harder continental jurisdictions.
What we arrange in Ireland
Across the whole of market, always via a lender licensed or permitted in Ireland, we arrange the same families of facility we do in the UK — structured to how Ireland actually lends:
- Short-term / bridging where an international or private lender supports it, at higher minimums than the UK.
- Development finance for corporate developers, against cost and value with staged drawdowns.
- Investment and term facilities to hold income-producing assets, typically the most available product locally.
- Specialist and structured capital — equity, mezzanine and larger raises on complex or cross-border mandates.
How we work on a Ireland deal
We arrange and introduce; we are not a lender. Facilities are arranged with lenders licensed or permitted in Ireland, and local legal and tax advice is taken in-country as a matter of course.
Corporate and SPV borrowers, on non-regulated purposes. We do not act for individuals buying residential property for their own occupation in Ireland or anywhere in Europe — that work is regulated locally and a regulated broker in-country is the right route.
We will tell you early if a deal is not placeable. HyLend Limited is a UK credit broker and does not hold or claim authorisation to conduct regulated credit intermediation in any EU member state.
What to send us
The location and asset, the borrowing entity and where it is incorporated, the amount and term, and the exit. If a local bank or lender is already involved, tell us. We will come back on whether it is placeable, roughly where pricing sits, and what the structure needs to look like — before anyone spends money on fees.
Ireland property finance FAQs
Can you arrange bridging finance in Ireland?
Yes — Ireland has the most developed short-term market outside the UK, with domestic specialists and a bank re-entrant. We arrange bridging, development and investment facilities for corporate and SPV borrowers.
Do you lend to individuals buying a home in Ireland?
Yes, for corporate and SPV borrowers on non-regulated purposes. We do not act for individuals buying a home for their own occupation — that is regulated locally and a regulated broker in-country is the right route.
Why is Ireland easier than continental Europe?
Common law and security concepts close to the UK's make structuring and enforcement more straightforward, and the domestic short-term market is genuinely active, so a wider range of deals is placeable.
What sizes work in Ireland?
A broader range than the harder continental markets, though cross-border deals still carry structuring costs. We will give you an honest read on minimums for your deal.
Currency: the cost line most borrowers miss
On a Ireland deal, the exchange rate can move the economics more than the loan margin does — deposits, drawdowns, interest and the eventual exit all cross currencies, and banks rarely price that well. We work closely with Total Currency Exchange, a UK currency specialist whose payment services are provided through FCA-authorised partners, for competitive rates and properly managed transfers on cross-border deals.
Want an introduction? Tell us when you send the deal — or ask us directly — and we will connect you personally rather than leaving you to a web form. We do not provide currency advice; timing and hedging decisions remain yours with your FX provider.
How the property will be valued
Valuation practice is national, not European, and the differences are not cosmetic. Irish practice is closest to the UK, with Red Book style reporting and valuers regulated through the professional bodies, so the concepts translate almost directly.
Two things hold true across every market we work in. The valuer is instructed by the lender and reports to the lender, not to you, whoever pays the fee. And the figure the lender applies its leverage to may not be the market value in the report — several European lending regimes work from a deliberately conservative value beneath it, in the same way UK lenders use restricted marketing period figures.
Build the valuation into the timetable rather than treating it as an administrative step: on cross border commercial deals it is routinely the longest single item. The full valuations guide →