The spreadsheets lenders wish you had used before you called.
Five free, branded templates that reproduce how a lender sizes a deal: development appraisals in two depths, a refurbishment bridge appraisal, a bridge to term deal sheet, and the lender pack checklist. Live formulas, no macros, no lock. Emailed to you within a minute.
By Dominic Whitecross, Co-Founder, HyLend. Last reviewed September 2026.
The library
Each template has its own page explaining what it does, the worked example inside it, and what it deliberately leaves out. Pick the one that matches the deal.
Development appraisal, basic
One page. Land, build, fees, finance, profit on cost, and the two leverage caps that size the facility.
Get the TemplateDevelopment appraisal, detailed
Twenty four month cash flow, staged drawdowns, interest on the drawn balance, peak balance against the facility, sensitivity table.
Get the TemplateRefurbishment bridge appraisal
Day one loan, works facility, retained interest, the cash you actually need, and whether the exit repays the bridge.
Get the TemplateBridge to term deal sheet
Sizes the term loan by value and by rental cover at a stressed rate, and tells you whether it repays the bridge.
Get the TemplateLender information pack checklist
Thirty items across borrower, property, deal, exit and professionals, in the order lenders ask, with why.
Get the TemplateWhy we give these away
Because the deals that come to us with the arithmetic already done are the ones that complete. A developer who has seen which cap binds, a refurbisher who knows the net advance is not the gross loan, a landlord who has tested rental cover before drawing a bridge: those are conversations about structure, not about surprises. The templates do that work before the first call, and they carry our name because we would rather be the broker who told you the truth on a spreadsheet than the one who told you on a term sheet.
What to do with the output
- Price the deal on the calculator, which uses the same conventions, and apply with the figures attached.
- Read the matching guide: valuations, development equity, bridging deposits, the two buy to let tests.
- Send us the sheet. We will tell you which lenders reach your number, and which basis of value they apply, within 24 hours.
Template FAQs
Are the templates free?
Yes, all of them, and none is locked or protected. We ask for a name and email to send the file, and you choose separately whether to receive our monthly deal notes. Nothing in any file reports back to us; the figures you enter stay on your machine.
Why are the templates emailed rather than downloaded directly?
Two reasons. It confirms the email is real, so the file reaches a person. And it lets us send the file with a short note on how to use it and a link to the matching guide, which is more useful than a bare download. It usually arrives within a minute.
Can I share them?
Yes, and introducers are encouraged to. Send them to clients, put them on your own site, add your name. We ask only that the link to the template page stays in the footer so the next person finds the current version.
Will you keep them up to date?
Yes. Each file carries a version and date. Leverage caps, stress rates and rate assumptions move, and the templates are refreshed with the rates pages. The template page always links to the current file.
Do the templates give me a quote?
No. They show the arithmetic a lender applies so you can see how a deal is sized before you spend money on a valuation. Every rate in them is an assumption you set. For a real indication, send us the numbers or price the deal on the calculator, and you will have lender backed terms within 24 hours.